(LST3 for Success)
Deliver a financial literacy program designed to educate underserved populations on how money works in the economy, steps to get out of debt, help them develop a strategy to increase their savings and take the right actions that can lead to home ownership.
Issue – Today’s education system does not do a proper job in providing youth and young adults with the necessary tools for effective personal financial management. As a result, when either due to an unexpected large expense(s) or a series of poor choices too often they are “thrown to the wolves” of the financial world such as payday advance loans, rapid tax refund loans, pawn shops and other less than ethical pseudo-banking businesses that prey on the financially uneducated. These sources create a cycle of dependency as the user either lacks the knowledge to understand how to break the cycle or worse they cannot even comprehend how the cycle began in order to escape it.
Overarching Program Goals:
Increase the number of undeserved people that are prepared to make sound financial decisions that positively affect their lives today and in the future.
Increase the savings rate for the portion of the population that lacks education in personal financial management.
Grow the program nationwide or create a model that can be easily replicated by other groups seeking to provide targeted supportive services to the underserved segment of the population who lack effective personal financial management.
We are a nonprofit organization and our vision is to make the world a better place by taking care of the basic needs of all human beings in our community. We started our food distribution program in July 2017 on a street corner in Escondido, CA. The program quickly grew and since November we have moved from the street corner into a building. In December, we became a partner with the San Diego Food Bank. In December 2017 alone, we distributed over 2000 pounds of food to close to 800 household members.
Your tax-deductible donations will ensure that we continue to provide more of the nutritious foods that are available but for a fee.
Help us fight hunger and make a great impact in the lives of the less fortunate in our community.
Thank you for opening your heart and be blessed for your kindness.